Rcoket EMI Locker
Rcoket EMI LockerFinancing & Device Control

Automated Device Security & Recovery for Mobile Phone Financing.

If a customer misses their monthly payment date, the handset restricts automatically. Factory wipes, SIM card removals, and airplane mode cannot bypass the security lock.

Samsung Knox Certified100% Offline Battery Timer2-Sec Instant UPI Auto-Unlock
Interactive Device Policy DeckReal-Time Hardware Security Simulation
TARGET: SAMSUNG
PHONE LOCKED — PAYMENT OVERDUE
Apps restricted. Scan on-screen UPI QR to restore access immediately.
Direct Shop Bank Settlement
Pay ₹1,850 via Any UPI App
PhonePe • GPay • Paytm • BHIM
Kernel Enforcement: ACTIVEOffline RTC Clock: SYNCED
Hardware Policy Telemetry
Factory Volume ResetBLOCKED
Offline Battery RTCARMED
SIM Removal TripwireAUTO-LOCK
USB Debugging & Side-LoadDISABLED
Zero Defaulter Risk: Shopkeeper receives direct bank funds with zero manual chasing.
Hardware Evasion Defense Matrix

How hardware enforcement stops defaulters.

Borrowers attempt various tricks to avoid monthly installment payments. See how our automated hardware defenses respond in real-time.

Common Evasion Scenarios:
Borrower Attempt:
Volume Button Factory Reset

Borrower turns off phone, holds volume & power keys to format handset.

Risk: Standard Play Store apps get completely erased upon factory format.
Automated Hardware Defense:
Bootloader & Firmware Lock

Policy is embedded into the core system partition. The lock automatically reinstalls upon reboot.

✓ Verified: Format-Proof Enforcement Active
Tested across Samsung, Vivo, Oppo, Realme, Xiaomi & Apple.
Retail Operations

Simple 4-stage financing workflow for mobile shops.

No technical expertise or laptop required. Any retail staff member can onboard a phone in 30 seconds.

30-Sec Counter Onboarding

Turn on the new smartphone, tap 6 times on screen, scan Shop QR. The handset is protected in 30 seconds.

Polite Due Reminders

Gentle push notifications alert customer 3 days before payment due date to ensure smooth payment.

100% Offline Due Lockdown

If payment is missed by 12:01 AM on due date, phone restricts automatically even with zero network.

Direct UPI QR Scan & Unlock

Customer scans the on-screen QR code from any UPI app. Bank settles directly and phone restores in 2 seconds.

Fleet Telemetry & Cloud Control

Manage 1 to 50,000+ devices with real-time visibility.

Central command dashboard for mobile distributors and lenders. View payment collection statuses, execute bulk lockdowns, and monitor automated bank settlements.

1-Click Bulk Lock
Restrict overdue phones simultaneously.
SIM Swap Alarm
Instant alert when SIM is changed.
Central Admin Panel
100% Real-Time Connected
Sharma Mobiles (Delhi) — Onboarded HandsetSecured in 30s
Customer UPI Payment SettledAuto-Restored
Missed Installment (Due Date)Offline RTC Locked
Hardware Compatibility Deck

Universal coverage for every smartphone & Smart TV.

From official Samsung Knox Guard to universal Android DPC and Apple iOS MDM profiles — zero device is left unprotected.

Supported Hardware Architectures:
Architecture Specifications

Samsung Knox Guard

100% Production Ready

Deep integration with official Samsung Knox cloud servers. Hard reset, bootloader unlock, and firmware flashing cannot remove the lock.

Enforced Protections:
Direct Samsung Knox Cloud Integration
Immune to Hard Reset & Custom ROMs
Re-locks automatically after factory wipe
Read Full Technical Guide
Role-Based Software Suite

Software tailored for every role in your financing chain.

Dedicated operational tools for retail counters, wholesale distributors, and institutional lenders.

Shop Level
Retail Shopkeeper

Counter Activation App

Onboard customer smartphones in 30 seconds, record counter cash, and track active EMI customer dues.

Explore App Workflows
Wholesale
Distributor

Wholesale Inventory Hub

Allocate digital license batches to local mobile stores, track sub-dealer stock, and manage margins.

Explore App Workflows
Regional
Super Distributor

Regional Network App

Coordinate state-level distributor networks, manage tier assignments, and monitor high volumes.

Explore App Workflows
National Tier
National Stockist

Multi-State Master App

Master hierarchy for national electronics wholesalers and direct smartphone brand importers.

Explore App Workflows
Customer
Customer Self-Service

Borrower Payment App

Borrowers view repayment schedules, download receipts, and scan dynamic UPI QR to unlock device.

Explore App Workflows
Custom Brand
White-Label Brand

100% Proprietary Software

Launch your own EMI locker software with your company logo, custom app name, and own server backend.

Explore App Workflows
Custom Engineering Hub

Enterprise engineering & custom software development.

Need custom features, your own brand name, or direct NBFC software integration? Our engineering team builds and delivers in 14 days.

Institutional Trust & Track Record

Trusted by 5,000+ retailers, wholesalers & financiers.

Designed by device security specialists who understand low-level Android kernel policies, hardware compliance, and rapid retail scaling.

99.8%
Loan Recovery Rate

Proven across retail stores and NBFC lender portfolios nationwide.

Zero Bypass
Hardware Persistence

Bootloader volume reset and custom flashing cannot remove the lock.

2-Sec Unlock
Automated Webhook

Instant device restoration upon UPI settlement without manual intervention.

100% Offline
Internal Battery RTC

Locks on due date with zero SIM card, Wi-Fi or cellular network active.

Bank-Grade Encryption

All device communications and remote payloads use 256-bit AES cryptographic signatures.

RBI Ethical Practice Aligned

Built to comply with borrower privacy, clear loan notices, and fair recovery principles.

High-Availability Cloud Tier

Redundant cloud infrastructure with 99.99% uptime for instantaneous command delivery.

Direct Engineering Support

Dedicated support team available on WhatsApp and phone for immediate shop assistance.

Software Packages & Licensing

Transparent software packages for any operational scale.

Whether you operate an independent retail shop or a nationwide distribution network, choose the package designed for your business.

Single Mobile Shop

Starter Retailer Package

For independent mobile store owners financing 10 to 100 smartphones per month with shop counter collection.

Includes counter app, QR setup, and 100% offline battery lock.
Included Capabilities:
Retailer Counter Android App
30-Second QR Phone Onboarding
100% Offline Battery Countdown Lock
Dynamic On-Screen UPI QR Code
Direct Bank Settlement to Shop UPI
Standard WhatsApp Support
Regional Multi-Store

Growth Distributor Package

For city and regional mobile distributors managing sub-dealers, wholesale license inventory, and regional networks.

Includes sub-dealer distribution, wholesale key transfer & Knox.
Included Capabilities:
Includes All Starter Retailer Features
Distributor Wholesale License Portal
Sub-Dealer Key Allocations & Transfer
Samsung Knox Guard + Android DPC
ZTE & Transsion Recovery Protection
Real-Time Sub-Dealer Margins & Reports
Priority 24/7 Technical Support
Lenders & Financiers

Enterprise White-Label Brand

For NBFC lenders, fintech apps, and national electronics distributors requiring 100% proprietary branding.

Your logo, app name, own server backend, and Play Store apps.
Included Capabilities:
Your Brand Logo, App Name & Custom URL
Your Own Google Play Store Apps
Private Cloud Server Deployment
Direct NBFC Loan Software Webhooks
Apple iPhone MDM & Smart TV Support
Dedicated Engineering Account Manager
Complete Source Code Licensing Options
Straightforward Answers

Frequently asked technical questions.

Clear answers regarding hardware persistence, offline battery clocks, and payment recovery.

The phone automatically locks down at 12:01 AM on the scheduled payment date. All installed apps, camera, and settings are restricted. The screen displays a clear overdue message along with the shop's dynamic UPI QR code for immediate repayment.

Ready to Protect 100% of Your Retail Smartphone Sales?

Test hardware lockdown live on your test handset.

Connect directly with our senior hardware engineers on WhatsApp. We will demonstrate live lockdown, offline timer triggers, and instant UPI recovery in under 5 minutes.

Direct engineer support • No credit card needed